Ottu

Ottu is a Kuwait-based fintech company that provides a payment orchestration platform sitting above payment gateways, banks, and digital wallets. Rather than integrating separately with each provider, merchants connect once to Ottu and can then route transactions across multiple payment service providers, accept pay-by-link and QR code payments, manage subscription billing, and use white-label checkout pages. The platform integrates with e-commerce systems such as Shopify, WooCommerce, and Magento, and supports regional payment schemes including mada, Apple Pay, and STC Pay alongside international card networks. Ottu serves merchants and financial institutions across Kuwait, Saudi Arabia, Bahrain, Oman, Qatar, the UAE, and Egypt, and has partnered with regional banks and payment providers such as Bede in Kuwait.