Klaim
AI-powered platform that advances up to 90% of healthcare and SME invoice value within 24 hours.
Klaim is a Dubai-based fintech company, founded in December 2019, that provides rapid financing against pending invoices and insurance claims. Its core product, aimed primarily at healthcare providers and also offered to SMEs and real estate agents, uses AI-based risk assessment and data analytics to predict payment patterns and advance up to 90% of a claim's or invoice's value within 24 hours, instead of the weeks or months it typically takes insurers or payers to settle. Klaim operates dedicated product lines including Klaim Health for medical claims, Klaim Flow for general invoice financing, and Klaim Estate for real estate receivables. The company has offices in Dubai, Abu Dhabi, and Riyadh, serves over 200 client businesses, and has raised a $26 million Series A round (combining equity and debt) led by Saudi-based Mad'a Investment with participation from Morocco's CDG Invest, alongside a separate $30 million financing facility led by Knuru Capital.