Flooss
Instant Sharia-compliant financing and buy-now-pay-later app licensed by Bahrain's central bank.

Flooss is a Bahrain-based fintech app that offers instant, Sharia-compliant consumer financing of up to BHD 2,500 as well as a buy-now-pay-later service called Flooss Split, which lets shoppers split purchases into four installments. The company also runs Flooss Souq, an integrated shopping marketplace. Flooss is licensed and regulated by the Central Bank of Bahrain and markets itself as the first instant Sharia-compliant financing app in the Kingdom of Bahrain. It launched around 2023 and targets retail consumers who want short-term Islamic-compliant credit without going through a traditional bank loan process. The app is available on iOS and Android and supports both Arabic and English.