Apaya

Apaya is a no-code payment orchestration platform for merchants in the Middle East and North Africa. Through one integration it offers pre-built connectors to more than 100 payment service providers including Checkout.com, Amazon Payment Services, Telr, Stripe, Tap and Tamara, plus a unified checkout, transaction routing, fraud prevention and analytics, delivered via a REST API with webhooks, a sandbox and a web portal. Operated by Apaya Group Limited with teams in Dubai, Cape Town and London, it was part of DIFC's 2022 FinTech Accelerator cohort and sells flat monthly subscriptions starting at US$750 rather than taking a percentage of transaction value.